Terms & Conditions of Use
We suggest that you read the following conditions and limitations carefully.
| 1. | Introduction | |
| 1.1 | LIBERTY SYNDICATES is the trading name of LIBERTY SYNDICATE MANAGEMENT LIMITED (LIBERTY), for and on behalf of LIBERTY SYNDICATE 4472 at LLOYD'S. These Terms and Conditions of Use ("Terms") set out the rights and obligations of users of the Liberty Syndicates Website http://www.libertysyndicates.co.uk ("Website"). | |
| 1.2 | In consideration of Liberty providing access to the Website, all use of the Website is subject to these Terms. By accessing the Website you are deemed to understand and accept these Terms without limitation or qualification. If you do not accept these Terms, you should immediately stop using the Website. | |
| 1.3 | Liberty reserves the right to vary these Terms and such variations will take effect immediately upon being posted on the Website. If you continue to use the Website, you are deemed to accept any variations. | |
| 1.4 | Liberty reserves the right to withdraw or modify any aspect of the Website for whatever reason, whether legal, technical or otherwise | |
| 2. | No Offer to Sell/Solicitation | |
| 2.1 | The information contained in this Website is not intended to constitute an offer to sell or a solicitation in connection with any product or service. Product descriptions are provided only as a summary outline of the products and services available from Liberty and are not intended to be comprehensive. The products and services described in this Website may not be available in all jurisdictions. Detailed information on any product or service is available upon request. For coverage specifically applicable to your business please contact your registered insurance broker. | |
| 3. | Representations and Warranties | |
| 3.1 | By accessing the Website you agree that you will be responsible for all content and data you post on the Website and you accept that as a condition of the access provided to the Website you will not post or transfer any message that is defamatory, obscene, illegal, in breach of copyright or other intellectual property right, or damaging to data, software or the performance of the recipient computer system or which is otherwise in breach of any third party right. | |
| 3.2 | You agree not to seek to amend anything on the Website or include or create any link to the Website without Liberty's express written consent. You must not seek to introduce any computer virus (including any variant or similar code or instructions) to the Website, nor deliberately seek to prevent or hinder the Website's usual operations in any manner whatsoever. | |
| 3.3 | You agree not to remove or change any copyright, trademark or other intellectual property notices contained on any material copied or printed off the Website, or to use such materials for a purpose not envisaged by these Terms. | |
| 4. | Intellectual Property | |
| 4.1 | All patents, registered designs, registered trade marks and any applications for such registered rights, copyright, database rights, unregistered design rights, unregistered trade marks, trade or business names (including internet domain names) and all other rights of a similar nature as in each case may exist in and relating to Liberty and the Website anywhere in the world are owned by Liberty, its affiliates or third parties and will remain vested in them. | |
| 4.2 | You may copy content from the Website for your personal non-business purpose only but you must not copy content for any other purpose, distribute, show in public or create any derivative work from the Website without Liberty's prior written permission. | |
| 4.3 | Liberty neither warrants nor represents that your use of the material displayed on the Website will not infringe rights of third parties. | |
| 5. | Privacy and Security | |
| Although our security efforts are consistent with industry practice in underwriting, your complete privacy, confidentiality and security is not yet possible over the Internet and therefore, cannot be guaranteed. As a result, Liberty shall not be responsible or liable for any harm or loss arising as a result of your accessing this Website or transmitting any information to us. | ||
| 6. | Information Accuracy | |
| 6.1 | Liberty believes that the information contained in this Website was accurate when it was placed on the Website. However, this information is subject to update or change at any time without prior notice. Liberty does not endorse, approve or certify any material or information on the Website as true or accurate, nor does it guarantee the completeness, efficacy or timeliness of such material and information. Reference to any product, process or service does not constitute nor imply endorsement or recommendation from Liberty unless expressly stated. | |
| 6.2 | The information found on this Website is not intended to provide you with legal, insurance, financial or other advice and Liberty shall not be responsible for any detrimental reliance you place upon this Website or its contents. Use of this Website shall be on an "as is" basis and entirely at your own risk. | |
| 7. | Links to Other Websites | |
| 7.1 | At certain places on the Website, hypertext links are provided to enable any person accessing the Website to directly access other third party websites. These third party websites contain material or information created, published and maintained by organisations independent of Liberty. Liberty does not endorse, approve, certify or control these external websites, nor any product or service referred to on them and does not guarantee the accuracy, completeness, efficacy, or timeliness of any material and information appearing on such websites. | |
| 7.2 | Liberty assumes no responsibility for any consequences resulting from the use of any material and information contained on its Website or on any linked third party websites and expressly disclaims all liability for damage arising out of the use, reference to, reliance upon or performance due to such information. | |
| 8. | Limitation of Liability | |
| 8.1 | Liberty, its affiliated companies, its officers, directors, agents or employees, or any other person associated with the creation of this Website, shall not be liable or responsible to persons accessing the Website or any third party for any harm, loss or damage (whether arising in contract, tort, negligence, or otherwise) that may arise in connection with any use of this Website, including any direct, indirect, special, third party, or consequential loss or damages. | |
| 8.2 | Liberty will not be liable for any failure to perform its obligations under these Terms caused by matters beyond its control, howsoever arising. | |
| 8.3 | Nothing in these Terms limits Liberty's liability for death or personal injury resulting from Liberty's negligence, or any other liability which may not be lawfully excluded. | |
| 9. | Severability | |
| 9.1 | In the event that any term of these Terms are held to be invalid or unenforceable by a court of appropriate jurisdiction, the remaining terms shall remain valid and enforceable. | |
| 10. | Jurisdiction | |
| 10.1 | This Website is controlled by us from our offices within the United Kingdom. We make no representation that content or materials on the Website are appropriate or available for use in other jurisdictions. If you choose to access this Website from other jurisdictions, you do so at your own risk and you are responsible for compliance with applicable local laws. To the fullest extent permissible a law, we are not responsible for any violations of local law. These Terms shall be governed by and construed in accordance with the laws of England and Wales. | |
| 11. | Language | |
| 11.1 | In the event of any conflict or inconsistency between the terms of the English version of these Terms and any translation, whether provided by Liberty or otherwise, the English version of these Terms shall prevail. | |
| 12. | Insurance | |
| 12.1 | All insurance is subject to limitations and exclusions contained in the relevant policy or certificate provided when the particular insurance cover is issued. | |
| 13. | Alerting Liberty | |
| 13.1 | If you have any questions about this Website, these Terms, any Liberty insurance products or services, or see anything on the Website which appears to infringe these Terms, please contact Liberty by emailing Liberty at info@libertygroup.co.uk | |