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Latest News Articles

Current and recent press releases issued by Liberty Syndicates.

Press Archive

Historic press releases issued by Liberty Syndicates for 2007 - 2008.

Events

A summary list of key events, seminars and conferences related to the insurance industry, with details of the Liberty Syndicates personnel who you will be able to meet at these events.

Global Reach

Global Reach

Liberty Syndicates transacts a comprehensive range of insurance and reinsurance business across the globe. This section links to the Lloyd's network and to Liberty Syndicate offices.

United Kingdom
(London)

Operating both from the iconic Lloyd’s building and offices in the heart of the insurance market, the London operation underwrites all classes of insurance and reinsurance in which Liberty Syndicates is active.

Europe
(Cologne, Paris & Madrid)

Our Cologne, Paris and Madrid offices offer buyers in both Northern and Southern Europe access to all our reinsurance products. Our offices provide insurance and reinsurance capacity on a proportional and non-proportional basis.

Latin America
(São Paulo & Rio de Janeiro)

Opened in 2009, the Rio de Janeiro and São Paulo offices are the most recent additions to the Liberty Syndicates network, extending our reach into the fast developing local reinsurance market in Latin America.

Our People

People Search

Search for the contact details and profiles of all Liberty Syndicates underwriters and key executives in our offices worldwide. The search facility allows you to search by name as well as business area.

Executive Committee

The Liberty Syndicates Executive Committee provides a great combination of insight, knowledge and experience, supporting the creation of a strong, well diversified business. Access the committee structure chart and individual profiles.

Underwriters

The underwriters at Liberty Syndicates have the expertise and understanding to respond quickly and fairly to clients’ needs – whatever their size or complexity. Split by reinsurance and insurance, this section shows our underwriting structure.

Claims

Liberty Syndicates aims to respond to claims as quickly and fully as possible. Our adjusting staff have an average of more than 20 years' claims processing experience to help us to do just that. Access the claims structure chart and individual profiles.

Our Products

Learn About Us

Financial Information

As part of the Liberty Mutual Group, Liberty Syndicates has an excellent capital base. In 2009, a difficult year in general for financial markets, we wrote over £1 billion of gross premium, producing a profit of £147 million, with a combined ratio of 97%.

History

Established in 1994 as one of the first corporate capital backed businesses in Lloyd's, now trading through Syndicate 4472, Liberty Syndicates has been a part of the Lloyd’s market through some memorable and challenging times.

The Lloyd's Market

Starting life in a 17th century coffee house, Lloyd's has grown to become a world-leading Insurance and Reinsurance market. Liberty Syndicates is one of the 51 Managing Agents running the 80 Syndicates that make up the market today.

Structure & Ownership

Liberty Syndicates is part of the global operations of Liberty Mutual Group one of the largest corporations in the United States. Details of Liberty Syndicates UK structure and its sister companies are covered in this section.

Within this section

Picture of people on strike

“Must See Market”

Strike Risks – was acquired in 2007, enabling the Syndicate to build on its expertise in insuring against consequential loss caused by strike action.

Product Information

Liberty Syndicates is a “must see market” for a diverse range of insurance and reinsurance policies out of Lloyd’s, and from Paris, Cologne, Madrid, São Paulo and Rio de Janeiro. By supporting clients and brokers with a range of specialist solutions to their risk management needs, we have become a market leader in our chosen fields.

Insurance

The property division underwrites on a direct and facultative basis, and via coverholders covering risks that range from general commercial property to theme parks, and infrastructure to heavy industry. property(_at_sign_)libertysyndicates.com

Direct and Facultative
  • General Commercial Property
  • Office Blocks
  • Hotels
  • Hospitals
  • Heavy Industry
  • Theme Parks
  • Municipalities
  • Roads
  • Toll Roads
  • Bridges
  • Manufacturing
International Property
  • General Commercial Property
  • Office Blocks
  • Hotels
  • Hospitals
  • Pharmaceuticals
  • Theme Parks
  • Municipalities
  • Roads
  • Toll Roads
  • Bridges
  • Manufacturing
Speciality US
  • US Property Casualty Surplus Lines
Speciality International
  • UK / International SME

This division encompasses contingency business, political and global financial risks, and personal accident. Event cancellation coverage and political risk insurance were pioneered in the Lloyd’s market and the risks confronting businesses in these areas continue to grow. contingentlines(_at_sign_)libertysyndicates.com

Contingency
  • Rock and Pop
  • Sporting Events
  • Event Cancellation due to Terrorism
  • Event Cancellation
Political Risk / Global Financial Risk
  • Non-payment insurance contract frustration (public entity) and credit (private entity)
  • Pre-shipment/manufacturing risk insurance
  • Non-delivery insurance
  • Unfair calling insurance
  • Political risk insurance
  • Global political violence insurance
  • Global investment insurance
  • Political risk insurance for mobile assets
  • Strike Risks
Personal Accident
  • Accidental Death & Dismemberment
  • Permanent Total Disablement
  • Temporary Total Disablement
  • Keyman and Group Business
  • Expatriate Medical Expenses
  • Emergency Evacuation & Repatriation
  • Travel
  • Credit Card
  • Contingent Life
  • Confidential Life
  • 2nd to Die
  • Sports Disability
  • Ships Crew
  • Entertainers
  • Air Crew
  • War Risks
  • Failure To Survive
Legal Indemnities
  • Defective Titles including Good Leasehold Title, Lost Title Deeds, Adverse Possession, Outstanding Rights and Easements
  • Restrictive Covenants
  • Chancel Repair Liability
  • Defective Lease including Contingent Buildings Insurance, Absentee Landlord and Maisonette (incorporating seven of the most common defects)
  • Flying and/or Creeping Freehold
  • Insolvency Act
  • Lack of Planning Permission and/or Lack of Building Regulation Consent
  • Access and/or Services
  • Searches including cover for Search Delay, Search Validation, No Search and No Search-mortgagee only.
Latent Defects
  • Structural Warranties

This division incorporates insuring the world’s ships and planes against the perils of war, protecting the goods and commodities that they transport, and covering them against a range of third party liabilities. In addition, Liberty Syndicates leads the Libsat Space Consortium which comprises market leaders in satellite insurance and maintains a significant Terrorism book. marine(_at_sign_)libertysyndicates.com

Marine War
  • War / Confiscation
  • Marine War
  • Cargo War
  • Confiscation / Drug Seizure
Marine Liability
  • General Liability
  • Excess Liability
  • Shipowners Liability
  • P&I
  • Charterer’s Liability
  • Maritime Employers Liability (MEL)
  • Ship Repairers Liability
  • Stevedores Liability
  • Contractual Liability
  • Pollution Liability
Aviation War
  • Hull War
  • Excess 3rd Party Liability
  • Contingent Hull War
Cargo, Specie & Fine Arts
  • Cargo whilst in course of transit
  • Cargo Storage Risks
  • Cargo Pre Launch
  • Ocean Tow Cargo
  • General Specie
  • Cash In Transit
  • Jewellers Block
  • Fine Art
  • Precious Metals
  • Museums
Libsat
  • In-orbit Satellite Risks
Terrorism
  • Worldwide basis from Property damage and related Business interruption
  • Third Party Terrorism Liability

Reinsurance

This division provides capacity to direct insurance companies on a proportional and non-proportional basis. Focussing primarily on property, it has also developed expertise in a range of products, including trade credit, bond, and crop. worldwideri(_at_sign_)libertysyndicates.com

Treaty Property
  • Non-Proportional Catastrophe
  • Non-Proportional Per Risk
  • Proportional Catastrophe
Trade Credit Reinsurance
  • Trade Credit Reinsurance
Engineering
  • Engineering
Marine
  • Marine

Recognised as a major market leader in both Non-Marine, Marine and Aviation classes, the division provides specialist excess of loss protection to direct underwriters on a bespoke basis. londonri(_at_sign_)libertysyndicates.com

London Market Risks
  • Non-Marine Catastrophe
  • Non-Marine Per Risk
  • Marine
  • Personal Accident (Multi-life)
  • Terrorism
  • Miscellaneous Reinsurance
Aviation XL
  • RI of insurers of worldwide airlines
  • RI of manufacturing risks

This division writes long-tail Casualty business covering General Treaty, Casualty Treaty, Medical Malpractice, London Market Treaty Casualty and Motor Third Party Liability. casualty(_at_sign_)libertysyndicates.com

General Treaty Casualty
  • Auto Liability Excess of Loss
  • General Liability
  • Directors & Officers Liability / Crime & Fidelity
  • Errors & Omissions
  • Excess WCA
  • International Excess
Medical Malpractice
  • Physician
  • Hospitals
  • Allied Healthcare
London Market Treaty Casualty
  • RI of City of London Domiciled Insurers
Motor Third Party Liability
  • Motor Excess of Loss RI